EB-5 Immigrant Investor Program

Secure Your Family’s Future in the United States with the EB-5 Investor Visa

One investment. Green Card for your entire family. Invest USD 800,000 in a US job-creating project and gain permanent residency for you, your spouse, and children under 21 —No sponsorship, No H1B lottery, No Dependency, No H-1B lottery.

File your I-526E before 30 September 2026 to lock in the current USD 800,000 threshold and grandfathering protection under the RIA. Investment amounts anticipated to increase with inflation from January 2027.

PROGRAM OVERVIEW

What is the EB-5 Immigrant Investor Program?

The EB-5 program, administered by USCIS since 1990, grants US permanent residency (a Green Card) to foreign investors who invest in a new commercial enterprise that creates at least 10 New Full Time American Jobs.
Unlike employment-based visas such as the H-1B, EB-5 is a self-petition category. You don’t need an employer, a sponsor, or luck in a lottery. Your investment is the only merit

Key facts at a glance (table):

Feature	Detail
Minimum investment	USD 800,000 (Targeted Employment Area) / USD 1,050,000 (Non – TEA)
Job creation	10 full-time US jobs per investor
Who gets the Green Card	Investor + spouse + unmarried children under 21
Investment routes	Regional Center (most popular) or Direct investment
Residency type	2-year conditional Green Card → permanent Green Card (I-829)
Path to citizenship	Eligible after 5 years of Conditional green card residency
Program authorization	Regional Center program authorized through 30 September 2027

PROGRAM OVERVIEW

Why the EB-5 is the most direct route for Indian families

No H-1B dependency: Escape the lottery and the decades-long EB-2/EB-3 Green Card backlog for Indian nationals.
Set-aside visa categories: 20% of EB-5 visas are reserved for rural projects and 10% for high-unemployment areas — categories that remain current for Indian applicants, letting you bypass the backlog.
Concurrent filing: If you’re already in the US (e.g., on H-1B or F-1), we can file for Adjustment of Status & get EAD & AP in 6 months. check our EB5 ppt for this point
Freedom for your children: Your children study as domestic students — access to lower in-state tuition, US internships, and no F-1/OPT restrictions.

EB-5 TIMELINE

PATH TO GREEN CARD — ORGANIC vs. EB-5

Two Paths to a US Green Card.
One Takes Decades. One Takes Years.

The Organic Path — 25–30 years for Indian nationals

F-1 Visa → OPT EAD → H-1B Visa → EB-2/EB-3 application → Green Card

The conventional route depends on the H-1B lottery, employer sponsorship, and the EB-2/EB-3 queue — where the backlog for Indian-born applicants now stretches to 25–30 years. A layoff, a lost lottery, or an employer change can reset years of progress. Many children of H-1B holders age out at 21 and lose their dependent status entirely.

The EB-5 Path — Green Card in as little as 2 years*

F-1 Visa / OPT / H-1B → EB-5 investment + Adjustment of Status (concurrent filing) → EAD in 3–6 months → Green Card

If you are already in the US, filing Form I-526E together with Form I-485 (concurrent filing) means: – EAD in 3–6 months — work anywhere, for anyone, without employer sponsorship – Advance parole — travel in and out of the US freely while your case is pending – No lottery, no employer, no queue-jumping stress — rural set-aside categories remain current for Indian applicants – Your children are protected — dependents are covered under your petition instead of aging out of H-4 status

Comparison table (for the page):

	Organic Path (EB-2/EB-3)	EB-5 Path
Time to Green Card (Indian nationals)	25–30 years	~2–4 years*
Employer sponsorship needed	Yes	No
H-1B lottery risk	Yes	No
Work flexibility while waiting	Tied to sponsoring employer	EAD in 3–6 months, work anywhere
Children aging out at 21	High risk	Protected as dependents
Control over the process	Employer-driven	Investor-driven

*Timelines depend on project category (rural set-aside cases move fastest), visa availability, and USCIS processing. Figures reflect concurrent-filing scenarios for applicants already in the US as of 2026.

EB-5 APPLICATION PLANNING

Plan Your EB-5 Application the Right Way

Why timing matters in 2026: – 30 September 2026 — Grandfathering deadline.

I-526E petitions filed on or before this date remain protected under current rules even if the Regional Center program later lapses or changes. – 1 January 2027 — Investment amounts increase. The first automatic inflation adjustment under the RIA takes effect. Filing now locks in USD 800,000. – Visa retrogression risk.

Unreserved EB-5 numbers for India face backlogs; set-aside (rural/high-unemployment) categories remain current — but demand is rising.

What we help you plan:

Route selection — Regional Center vs. direct; TEA vs. non-TEA; rural vs. urban set-aside.
Project due diligence — developer track record, job-creation cushion, capital stack, exit strategy, I-956F approval status.
Source-of-funds architecture — structuring funds from Indian income, property, business equity, or family gifts in an RBI/FEMA-compliant, USCIS-ready manner.
Family strategy — protecting children against aging out (CSPA), deciding the principal applicant, timing around board exams/university admissions.
Tax planning referral — pre-immigration tax structuring before you become a US tax resident.

WHO WE SERVE

EB-5 Pathways for Every Stage of Life

EB-5 for Students (H3)

Turn an F-1 into a Green Card. Parents can gift the investment funds; the student files as the principal applicant. Benefits: freedom to intern and work without OPT/CPT limits, in-state tuition savings of USD 100,000+ over a degree, no H-1B lottery after graduation, and the ability to file I-485 concurrently while studying in the US.

EB-5 for Professionals (H3)

For H-1B, L-1, and O-1 holders tired of the decades-long India EB-2/EB-3 queue. File I-526E with concurrent I-485 to receive an EAD and advance parole — job mobility and travel freedom while your Green Card is processed, without depending on your employer.

EB-5 for International Families (H3)

One investment covers the entire family. Relocate for your children’s education, healthcare access, and long-term security. We coordinate the full journey from India: funds remittance, documentation, consular interview preparation in Mumbai, and landing services in the US.

EB-5 for Business Owners & HNIs (H3) (addition — competitors like Henley and CS Global target this segment explicitly)

Diversify wealth into US assets while securing global mobility. We advise on liquidating or leveraging Indian business assets compliantly under LRS and structuring clean source-of-funds trails from business income.

WHY MAGNUS FINANCIALS

The Magnus Financials Execution Model

Your EB-5 journey is managed end to end by one accountable team — no hand-offs, no gaps.

Project Selection Our key value lies in rigorous project selection. We independently vet every project on developer track record, job-creation cushion, capital structure, repayment history, and I-956F approval status — so the projects we offer are the safest available.
Documentation We prepare and organize your complete document set, appoint a specialist US immigration lawyer, and have every document vetted by counsel before filing — minimizing the risk of RFEs and delays.
Remittance Strategy We advise on the optimal remittance strategy for moving USD 800,000+ from India — structuring LRS limits across family members and financial years, fully compliant with RBI and FEMA regulations.
Source of Funds (SOF) We coordinate your Source of Funds (SOF) and Path of Funds (POF) documentation — the most scrutinized part of any EB-5 petition — building a clean, traceable paper trail from origin to investment that stands up to USCIS review.
End-to-End Processing Magnus Financials manages the entire EB-5 application lifecycle — from initial evaluation and I-526E filing through consular processing or Adjustment of Status, all the way to I-829 and your permanent Green Card.

Frequently Asked Questions

We help you find clarity through complexity.

Every family begins somewhere different. These are a few of the questions we hear first.

Is the EB-5 investment refundable?

The capital must remain at risk — no guaranteed returns. However, reputable projects define an exit strategy, and investors typically anticipate repayment within 3–7 years, subject to project performance.

Can I use a gift or loan from my parents?

Yes. Gifted and loaned funds qualify if the giver’s source of funds is also lawfully documented.

How do I remit USD 800,000 from India?

Under RBI’s Liberalised Remittance Scheme (USD 250,000 per person per financial year), families typically pool remittances across members and/or plan across financial years. We structure this compliantly.

What happens if my I-526E is denied?

Most quality projects contractually provide for return of the investment upon petition denial. This is a key due-diligence checkpoint we verify before you commit.

Can my child be the main applicant?

Yes — a common strategy for students. The parent gifts the funds, and the child (18+ recommended) files as principal applicant.

I’m on H-1B in the US. Do I have to leave my job?

No. File I-526E with a concurrent I-485 and you can receive an EAD and advance parole, giving you work and travel flexibility independent of your employer.

What is the September 30, 2026 deadline?

Petitions filed on or before that date are grandfathered — processed under current rules even if the Regional Center program changes or lapses after its September 2027 authorization expiry. Filing after this date carries less statutory protection, and from January 2027 the minimum investment rises.

How long until my family gets Green Cards?

Conditional Green Cards typically arrive 2–4 years after filing (rural set-aside cases can be faster); the full journey to a permanent Green Card runs about 3–6 years.

REACH OUT

The Window to File at USD 800,000 Is Closing

Investment amounts rise in January 2027, and grandfathering protection ends 30 September 2026. Start your evaluation today — most families need 2–4 months to prepare a strong file.

Virginia-based financial guidance for globally minded families.

Magnus Financials

(571) 263-9814
info@magnusfinancials.com

Advisory Services

USA EB-5
Global Investment Immigration
Retirement Immigration
Financial Planning Services